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Key Topics
Requirement
Write a 350 word article that identifies and evaluates the impact that federal or state health care policies have on consumer costs. Explore both positive and negative
effects.
Post a 260 -word response to the following question as a New Message into the
discussion area:
-Should cultures within the United States be expected to set aside some traditions or beliefs and integrate under a united social contract?
Solution
Part 1
Ginsburg (2016) said that the federal or state health care policies influence the consumer costs in an effective manner. Most of the health care plan offering companies focus enough on the consumer to get profit out of their pocket. The government also take a significant initiative in favor of consumer protection as well as the offering companies as well. These policies come with both the positive and negative influences on consumer costs. The below-mentioned are some positive and negative influences of federal or state health care policies on consumers cost:
Positive
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Health Care Security: The first and foremost influence of the federal or state health care policies on consumer costs is that it promotes the health security. Generally, an individual is finding difficulty in affording necessary money in case of a big health problem. With the help of the federal or state health care policies, they can promote their health care security and can choose the necessary plan as per their income. This will not serve as a big expenditure for human beings because it is delivering a valuable facility in favor of their exchange with the firm.
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Promote a right choice of investment: The second positive effect of federal and state health care policies is that they promote the right investment choice in front of human beings. Most of the individuals consider a health care plan as an expense ("The Impact of Health Reform on Health System Spending - Center for American Progress," 2010). On the other hand, it serves as a right investment option for consumers. The promotion of such knowledge spends awareness among individuals, and they become ready to concern about their health and security.
Therefore, it is right to say that the federal and state health care policies come with a huge positive influence on consumer cost. These influences become the foremost reason to spread awareness among human beings.
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Negative
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Expensive: The first and foremost negative influence of Federal or state government policies on consumer costs is its expensive nature. The health policies developed by the government is expensive in nature ("The Impact of Health Reform on Health System Spending - Center for American Progress," 2010). Therefore, the human beings are not able to make a right investment to grasp future health security.
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Impact on Savings: Another influence is that the Federal and state health policies come with an influence on their saving capacity. If the consumer becomes ready to purchase a health policy, it will become difficult for them to perform significant savings for future of their child as well as other family members.
Part 2
Yes, it is right to say that the United States government should take effective initiatives to set aside some traditions or beliefs. With the help of such actions, the government can further plan integration of traditions or beliefs under a united social contract. Generally, it can be said that each US citizen is responsible to follow the culture and traditions developed by the society in order to have proper control on acts of human beings. A united social contract helps the United States citizens in maintaining a significant balance between the culture and traditions. With the help of the proper balance, they can perform acts as per the required culture and traditions as well. On the other hand, it can be said that the integration of traditions and beliefs under united social contract will bring people ahead from their poor job of performance to effective acts ("The American Social Contract," 2010). Furthermore, it can be said that the integration will further give birth to a modern era where the people work as per the predetermined traditions and culture statement. This will become the reason for collaboration and union among society members. Therefore, it can say that the culture within the United States should set aside some traditions or belief because it will shape the behavior and mindset of individuals in a right direction.
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Ginsburg, P. (2016). Health care market consolidations: Impacts on costs, quality and access. Brookings. Retrieved 10 February 2018, from https://www.brookings.edu/testimonies/health-care-market-consolidations-impacts-on-costs-quality-and-access/
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The American Social Contract. (2010). New America. Retrieved 10 February 2018, from https://www.newamerica.org/economic-growth/policy-papers/the-american-social-contract/
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The Impact of Health Reform on Health System Spending - Center for American Progress. (2010). Center for American Progress. Retrieved 10 February 2018, from https://www.americanprogress.org/issues/healthcare/reports/2010/05/21/7731/the-impact-of-health-reform-on-health-system-spending/
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